Umbrella

Even with solid coverage in place, major claims can exceed the limits of your standard business policies. That’s where Commercial Umbrella Insurance steps in, providing an extra layer of protection when the unexpected happens.

At Total Insurance Group, LLC, we help business owners throughout Cape Coral and Fort Myers strengthen their financial security with affordable umbrella coverage. This policy extends your liability limits beyond your underlying general liability, commercial auto, or employer’s liability policies.

Imagine a severe accident or lawsuit resulting in damages that surpass your primary coverage limits. Without an umbrella policy, your business could be responsible for paying the difference, a risk that could threaten your assets or even your company’s future. Umbrella coverage fills that gap, helping ensure your business is protected from catastrophic losses.

Our team works with you to assess your risk exposure and tailor coverage that fits your operations. Whether you’re a contractor, retailer, or professional service provider, Commercial Umbrella Insurance adds peace of mind, allowing you to focus on growing your business without worrying about large, unexpected liabilities.