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Surety Bonds
For many businesses, a Surety Bond isn’t just a safety net, it’s a requirement. Bonds guarantee that your company will meet its contractual or legal obligations, giving your clients, project owners, and regulators confidence in your performance and integrity.
Total Insurance Group, LLC provides a full range of surety bonds for businesses across Cape Coral, Fort Myers, and Southwest Florida, including:
-Contractor Bonds (Bid, Performance, and Payment)
-License & Permit Bonds
-Court Bonds
-Fidelity Bonds
Whether you’re a contractor bidding on a new project or a business seeking to meet state licensing requirements, we’ll help you secure the bond you need quickly and efficiently.
Our experienced agents will explain the bonding process, handle all paperwork, and ensure your bond meets both local and state regulations. With Total Insurance Group, you gain a partner who understands your business obligations and helps you build trust with clients and agencies alike.
Frequently Asked Questions
What’s the difference between insurance and a bond?
Insurance protects your business, while a bond guarantees your performance or compliance for someone else (like a client or the state).
How quickly can I get a bond?
Simple license or permit bonds can often be issued the same day. Larger construction or performance bonds may require additional underwriting.
What happens if a bond claim is made?
The surety pays the claim upfront, but you’re responsible for reimbursing that amount, unlike traditional insurance.