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Business Owners Policy (BOP)
For small and midsize businesses, a Business Owners Policy (BOP) offers broad protection in one convenient package. A BOP combines General Liability, Commercial Property, and Business Interruption Insurance into one affordable, streamlined policy.
At Total Insurance Group, LLC, we help business owners throughout Cape Coral, Fort Myers, and all of Southwest Florida simplify their coverage while maximizing protection. This type of policy is ideal for retail stores, offices, restaurants, and professional service providers who want comprehensive protection without managing multiple policies.
A BOP can protect your business from property damage, theft, liability claims, and income loss if your operations are temporarily shut down due to a covered event. Optional coverages such as cyber liability or equipment breakdown can be added for enhanced protection.
Our team will take the time to understand your business, tailor your coverage, and find the most cost-effective solution available. With a Business Owners Policy from Total Insurance Group, you can protect what you’ve built and keep your operations running smoothly, no matter what challenges arise.
Frequently Asked Questions
What’s included in a Business Owners Policy (BOP)?
It bundles General Liability, Commercial Property, and Business Interruption coverage into one affordable policy.
Can I customize a BOP?
Yes. You can add coverages like Cyber Liability, Equipment Breakdown, or Employee Dishonesty depending on your needs.
Who qualifies for a BOP?
Typically small to mid-sized businesses with low to moderate risk, such as retail stores, restaurants, and offices.