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Marine
Businesses that transport goods, operate on the water, or use valuable equipment near waterways face distinct risks that require specialized protection. Marine Insurance provides comprehensive protection for goods, vessels, and equipment in transit or at sea.
At Total Insurance Group, LLC, we help marine-related businesses in Cape Coral, Fort Myers, and across Southwest Florida protect their assets, whether they’re on land or water.
Inland Marine Insurance covers movable property and equipment in transit over land, such as contractor tools, leased equipment, or goods being shipped to customers.
Ocean Marine Insurance protects cargo, ships, and other watercraft from damage or loss during transport over water.
From boat builders and charter operators to logistics companies and contractors, our team will tailor a policy that fits your operations. With the right marine insurance in place, you can navigate your business with confidence, knowing your valuable assets are protected from dock to destination.
Frequently Asked Questions
What’s the difference between Inland Marine and Ocean Marine coverage?
Inland Marine covers property and equipment in transit on land. Ocean Marine covers vessels, cargo, and equipment on the water.
Who needs Marine Insurance?
Contractors, transporters, charter services, marina operators, and businesses moving goods or equipment over water or land.
Does it cover damage from storms or sinking?
This depends on the policy type and cause of loss. Coverage can include collision, weather damage, theft, and more.