Liquor Liability

If your business serves, sells, or distributes alcohol, you face a unique set of risks that standard liability policies often don’t cover. Liquor Liability Insurance protects your business from claims arising from the actions of intoxicated patrons, such as property damage, injuries, or altercations.

At Total Insurance Group, LLC, we help bars, restaurants, caterers, breweries, and special event organizers throughout Cape Coral, Fort Myers, and Southwest Florida safeguard their operations. Even with responsible service practices, incidents can happen, and one lawsuit could put your business in serious financial jeopardy.

Liquor Liability coverage can pay for legal defense costs, settlements, and medical expenses if a claim is filed against your business. Many landlords, venues, and state regulations require this coverage before you can operate or host events where alcohol is served.

Our team will help you find a policy that meets both your budget and your state requirements. With the right protection in place, you can focus on providing a great experience for your customers, knowing your business is fully covered.