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Garage Liability
Businesses that work with customer vehicles, such as auto repair shops, body shops, dealerships, or service centers, need specialized protection that goes beyond standard liability coverage. Garage Liability Insurance combines elements of general liability and commercial auto coverage to protect your business from the unique risks of operating in the automotive industry.
Total Insurance Group, LLC offers comprehensive garage liability solutions for businesses in Cape Coral, Fort Myers, and nearby areas. This policy can cover third-party bodily injury, property damage, and even damage to customer vehicles while under your care, custody, or control.
Whether a customer slips in your shop or a technician accidentally damages a client’s car, garage liability coverage helps cover the resulting costs, including legal fees or settlements. We’ll work with you to customize your policy, ensuring your coverage matches your operations, from small independent garages to multi-location dealerships.
Our goal is to help you stay protected so you can focus on what you do best: keeping your customers safely on the road.
Frequently Asked Questions
What’s the difference between Garage Liability and Garagekeepers Insurance?
Garage Liability covers business operations and third-party injuries. Garagekeepers covers customer vehicles while in your care. We can help you figure out which type is best for your business.
Who needs this coverage?
Auto repair shops, dealerships, tow services, and body shops, anyone who works on or stores customer vehicles.
Does it cover test drives?
Yes, test drives are typically covered, but this is something we can discuss further to be sure you have the proper coverage in place.