Contractor's Equipment

Contractors and tradesmen rely on tools and equipment every day. If they’re stolen or damaged, the cost of replacement can halt a project. Contractors Equipment Insurance provides protection for movable tools, machinery, and equipment used in your business operations.
Total Insurance Group, LLC helps builders, landscapers, electricians, and other contractors across Southwest Florida safeguard their valuable assets. This policy typically covers loss or damage from theft, vandalism, fire, and certain weather events, whether your equipment is stored on-site, in transit, or at a temporary location.
We’ll help you create a coverage plan that reflects the true value of your equipment; from hand tools to heavy machinery. With the right policy in place, you can keep your jobs on schedule and avoid costly setbacks if the unexpected happens.
Frequently Asked Questions
What does Contractors Equipment Insurance cover?
It covers movable tools and equipment, from power tools to bulldozers, against loss, theft, or damage on the job site or in transit.
Does it cover rented or leased equipment?
Yes, most policies can be customized to include leased or rented tools and equipment.
Is my equipment covered anywhere I take it?
Generally yes, within the policy territory (often the U.S. and Canada). Always confirm coverage locations with your agent.
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